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About Us

At Gaddis Insurance Agency, we take pride in the quality of insurance we sell and our high level of customer service we provide. Over the past 12 plus years we have been a leader in our industry and have earned a reputation for respect, honesty, and integrity. 

Whether our clients need help filing a claim, processing a payment, or just understanding their insurance coverage, we’ll always be there to help. We offer annual reviews and regular policy guidance to help identify any gaps in your coverage, so you will know what to expect from your policy before the unexpected happens. 

Our clients enjoy the peace of mind that comes with knowing they have the proper coverage and we are here to help them regardless of how big, small, unique, or specific their insurance needs are. With over 40 years of combined experience, there isn’t much we haven’t seen. 

Thanks for taking the time to learn about our agency and please feel free to contact us at anytime. 

An Independent Advantage

We are Independent Agents in Athens, Tennessee, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Gaddis Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

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Customer Reviews

Donnie is a great agent who gets the best for his customers

Linda F

I have had insurance with this company for 12 years

Reuel S

Very pleasant to do business with

Tamara T

They are very kind & considerate

Chas S

Donnie Gaddis...and his staff are top notch.

John P
Specializing In ERIE Insurance
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